Imagine for a second you were back in university and had taken a final. The professor who was grading your paper called you up to discuss your grade before the grade was released.
You got a chance to argue with him or her about the fairness, indeed, even the accuracy, of that grade. In that process you got a chance to "explain" what you really meant in this or that paragraph the grading professor had misinterpreted.
This in a net shell is the meaning of the delayed release of the Stress Tests designed by Geithner/Summers to find out how healthy the banks have been. No one has analyzed and criticized it better than Arianna Huffington. Read here.